Finance Calculators

Finance Calculator Hub

Use these tools to understand borrowing, investing, interest, taxes, savings, debt, and income. Start with the calculator that matches the decision you are making, then compare one assumption at a time.

For major financial calculations, Ganitra Calculator explains the formula, assumptions, examples, and limitations so you can understand the result rather than only seeing a number.

Featured Finance Calculators

EMI Calculator
Calculate Equated Monthly Installments (EMI) for personal loans, car loans, and home loans.
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Loan Calculator
Calculate monthly loan payments, total interest, and amortization schedule for any loan type.
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Mortgage Calculator
Estimate mortgage payments, affordability, and total interest for home loans.
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SIP Calculator
Calculate returns on Systematic Investment Plans (SIP) for mutual funds and regular investments.
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Compound Interest Calculator
Calculate compound interest with customizable compounding frequency for investments and loans.
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Investment Calculator
Project investment growth using an initial amount, regular contributions, return, and time.
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ROI Calculator
Calculate return on investment as a percentage and profit or loss. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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Debt Payoff Calculator
Estimate payoff time and total interest for a fixed-rate debt with regular payments.
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Credit Card Payoff Calculator
Estimate how long it will take to pay off credit card debt at a fixed APR and payment.
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Retirement Calculator
Estimate retirement savings from current savings, regular contributions, return, and time.
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Salary Calculator
Convert an annual salary into estimated monthly, weekly, daily, and hourly pay.
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Paycheck Calculator
Estimate gross paycheck amount from annual salary, pay frequency, and optional withholding percentage.
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All Finance Calculators

Percentage Calculator
Calculate percentages, find what percent one number is of another, or determine a percentage of a given value.
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Simple Interest Calculator
Calculate simple interest on loans, investments, and savings with principal, rate, and time.
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Compound Interest Calculator
Calculate compound interest with customizable compounding frequency for investments and loans.
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Loan Calculator
Calculate monthly loan payments, total interest, and amortization schedule for any loan type.
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EMI Calculator
Calculate Equated Monthly Installments (EMI) for personal loans, car loans, and home loans.
Finance Calculators →
Mortgage Calculator
Estimate mortgage payments, affordability, and total interest for home loans.
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SIP Calculator
Calculate returns on Systematic Investment Plans (SIP) for mutual funds and regular investments.
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GST Calculator
Calculate Goods and Services Tax (GST) by adding or removing tax from amounts.
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Discount Calculator
Calculate discounted prices, savings amounts, and final costs after percentage discounts.
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Profit Margin Calculator
Calculate profit margins, markups, and profitability ratios for businesses and products.
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Sales Tax Calculator
Calculate sales tax on purchases and find total amounts including tax. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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Currency Converter
Convert between major world currencies using approximate reference exchange rates.
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CAGR Calculator
Calculate compound annual growth rate between an initial value and a final value.
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ROI Calculator
Calculate return on investment as a percentage and profit or loss. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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NPV Calculator
Calculate net present value from an initial investment and future cash flows.
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IRR Calculator
Estimate the internal rate of return for a series of cash flows. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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Future Value Calculator
Calculate what a current lump sum will grow to at a chosen rate and period.
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Present Value Calculator
Calculate the current value of a future amount discounted at a chosen rate.
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Annuity Calculator
Calculate the future value of regular periodic deposits at a fixed interest rate.
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Retirement Calculator
Estimate retirement savings from current savings, regular contributions, return, and time.
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401(k) Calculator
Estimate the future value of a retirement account with contributions and employer matching.
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Investment Calculator
Project investment growth using an initial amount, regular contributions, return, and time.
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Savings Calculator
Project savings growth from an existing balance and recurring deposits. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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Savings Goal Calculator
Calculate the monthly amount needed to reach a savings target. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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Loan Affordability Calculator
Estimate a loan amount from income, existing debt, interest rate, and term using a 36% debt-to-income guideline.
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Debt-to-Income Ratio Calculator
Calculate the percentage of gross monthly income committed to monthly debt payments.
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Debt Payoff Calculator
Estimate payoff time and total interest for a fixed-rate debt with regular payments.
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Credit Card Payoff Calculator
Estimate how long it will take to pay off credit card debt at a fixed APR and payment.
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Amortization Calculator
Calculate loan payment, total interest, and total repayment for an amortizing loan.
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Down Payment Calculator
Calculate the down payment amount and remaining loan amount from a home price and percentage.
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Break-Even Point Calculator
Calculate the number of units and revenue needed to cover fixed and variable costs.
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Inflation Calculator
Estimate how prices change over time at a constant inflation rate. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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APR Calculator
Estimate annual percentage rate from a loan amount, fees, payment, and term.
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APY Calculator
Calculate annual percentage yield from a nominal interest rate and compounding frequency.
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Loan-to-Value (LTV) Calculator
Calculate the loan-to-value ratio for a property. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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Hourly Wage Calculator
Convert an hourly wage into estimated daily, weekly, monthly, and annual earnings.
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Salary Calculator
Convert an annual salary into estimated monthly, weekly, daily, and hourly pay.
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Paycheck Calculator
Estimate gross paycheck amount from annual salary, pay frequency, and optional withholding percentage.
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Commission Calculator
Calculate commission earned from sales and a commission rate. Use it to understand the key payment, cost, return, or cash-flow result before making a decision.
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